But really, credit cards should be used conscientiously. Otherwise, if one is not too careful, there’s the fair chance that he incurs a huge debt even before he can completely say “the quick brown fox jumps over the lazy dog.” But that’s just a matter of discipline. And a matter of choice, too.
But choice, we have lots of that. If you are looking for what-works, there are a number of companies that offer good deals. If you want to test waters, there are 0% credit cards available nowadays, which can offer 0% interest for a certain period of time. Or if you need to switch accounts, there are companies that offer balance transfers, too.
But whatever you choose, this I have to say, nothing beats paying your balance on or before the due date. It is the best way you can take advantage of a credit card and it is very similar to having a 0% credit card for as long as you want.