But really, credit cards should be used conscientiously. Otherwise, if one is not too careful, there’s the fair chance that he incurs a huge debt even before he can completely say “the quick brown fox jumps over the lazy dog.” But that’s just a matter of discipline. And a matter of choice, too.
But choice, we have lots of that. If you are looking for what-works, there are a number of companies that offer good deals. If you want to test waters, there are 0% credit cards available nowadays, which can offer 0% interest for a certain period of time. Or if you need to switch accounts, there are companies that offer balance transfers, too.
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