Take for example in our office. I have repeatedly received calls from a number of telemarketers who offer pre-approved credit cards. And despite my repeated refusal, they have become more persistent in the next call while offering all sort of enticement - ready-to-use cash, insurance, free grocery and others.
So with all this, I am not surprised that there are companies that will give everyone, even those with less-than-perfect credit rating, a chance to have a loan or a credit card. One of these companies is BadCreditOffers.com which offers Bad Credit credit cards, Bad Credit loans such as home, personal and auto loans, among others.